NOVEMBER 2026
1. Purpose and Authority
This policy promotes traffic safety and establishes consistent procedures for identifying, documenting, reviewing, and enforcing speeding violations within Whispering Woods. It shall be implemented in accordance with the Association’s Declaration, Bylaws, Rules and Regulations, applicable amendments, and Florida Statute § 720.305. Nothing herein authorizes enforcement beyond applicable law or the governing documents.
2. Speed Limit and Fine Schedule
The posted speed limit throughout Whispering Woods is twenty-five (25) miles per hour (mph). Vehicles recorded traveling between 26 and 29 mph may receive automated courtesy warnings. Vehicles recorded traveling at 30 mph or greater may be subject to a proposed fine of $100 per independently documented incident.
The 30-mph camera-enforcement threshold does not change the posted 25-mph speed limit.
| Recorded speed | Camera enforcement |
| 0–25 mph | No action |
| 26–29 mph | Automated courtesy warning; no fine |
| 30 mph or greater | Proposed $100 fine per independently documented incident, subject to required approval |
Each independently documented incident at 30 mph or greater may be treated as a separate alleged violation, subject to evidence verification, Board authorization, required notice and hearing procedures, and Fining Committee approval in accordance with Florida law and the Association’s governing documents.
3. Courtesy Warnings and Repeat Speeding
Vehicles recorded traveling between 26 and 29 mph may receive an automated courtesy warning reminding the homeowner of the community’s posted 25-mph speed limit.
Courtesy warnings shall not result in fines, formal violation proceedings, or additional Board review.
The Association shall maintain a record of issued courtesy warnings, including the date, recorded speed, and associated vehicle information.
If a vehicle is subsequently recorded traveling at 30 mph or greater, prior documented warnings involving that vehicle may be included in the enforcement record to demonstrate that notice of the speed limit and previous speeding concerns was provided.
Prior warnings shall not automatically establish responsibility for a subsequent incident, create additional fines, or eliminate the homeowner’s right to contest the alleged violation through the procedures required by Florida law.
4. Homeowner Responsibility
Homeowners are responsible for compliance by themselves and by household members, tenants, guests, visitors, and others to the extent provided by the governing documents and applicable law. The Association will use reliable evidence, including speed-camera records, vehicle identification, visitor registration, and gate access records, to establish the responsible homeowner. A plate or gate record alone does not conclusively establish responsibility when reasonably disputed.
5. Camera Operation and Incident Verification
Speed-detection equipment shall be installed, maintained, tested, and calibrated according to manufacturer specifications and applicable requirements. The Association will retain relevant calibration, testing, maintenance, and malfunction records. Before presenting an incident to the Board, the designated administrator shall verify the original speed-detection evidence, recorded speed, posted limit, incident date, time and location, vehicle identity, available gate or visitor records, the connection to the responsible homeowner, and equipment operating status. An incident will not advance if the evidence is insufficient, the equipment is unreliable, or homeowner responsibility cannot be substantiated.
6. Board Action, Notice, and Fining Committee Hearing
The Board shall authorize each proposed fine. The Association shall provide the written notice, opportunity for hearing, and other procedures required by Florida Statute § 720.305 and the governing documents, including at least 14 days’ written hearing notice and a hearing within 90 days after notice issuance, where applicable. The homeowner may contest vehicle identification, responsibility, speed measurement, equipment reliability, and other evidence. The independent Compliance and Fining Committee shall confirm or reject the specific Board-proposed fine; it shall not create or modify a sanction. The Committee shall issue its written outcome within seven days after the hearing and set any authorized fine-payment deadline at least 30 days after delivery of that outcome. All applicable statutory cure protections shall be honored. No camera detection or vendor citation automatically creates an account charge.
7. Records, Privacy, and Repeat Violations
The Association shall maintain incident records, supporting evidence, notices, hearing materials, decisions, and outcomes in accordance with applicable official-records, retention, disclosure, and preservation requirements. Access to camera, vehicle, and gate records shall be limited to authorized Association purposes, subject to legal disclosure obligations. Repeat incidents shall be documented and may be referred to the Board and counsel for additional lawful remedies.
8. Administration, Adoption, and Amendments
The Board retains authority to adopt and amend the speed-enforcement policy and fine schedule. The Association’s designated administrator—whether management company, employee, contracted service provider, or Board-authorized representative—shall coordinate evidence review, notices, case preparation, and recordkeeping without exercising the Committee’s independent decision-making authority. The Committee’s detailed procedures are governed by its separate Charter. This policy applies prospectively and becomes effective only after appropriate Board action, required adoption procedures, confirmation of enforcement authority and applicable cure protections, and verification of equipment reliability. Amendments require appropriate Board approval.